Business interruption

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Business Interruption  12 24 or 36 Months Revenue

 Based on Gross Profit – covers lost profit if unable to work due to building not operable and usually covers damage to property – as we now know decease is usually covered but pandemics need to be specified in most policies.If burnt down or flooded could how long would it take to rebuild in 1 year or 2 year if very cautious 3 years

BI - Increased Cost of Working

 Cheaper option than Business interruption – will only cover additional costs such as rent on a new property and expenses

What does Contractors All Risk Insurance cover

• Contract length and cost of the contract
• Own Plant and Hired in Plant works

What does Contract Works Cover :

• Cost and length of Contract

What does Contractors Combined Cover:

• Contract length and cost of the contract
• Own Plant and Hired in Plant works
• Public and Employers Liability