Business Interruption

Business Interruption for 12 24 or 36 Months 

 Based on Gross Profit – covers lost profit if unable to work due to building not operable and usually covers damage to property – as we now know decease is usually covered but pandemics need to be specified in most policies. If burnt down or flooded could how long would it take to rebuild in 1 year or 2 year if very cautious 3 years

Business Interruption - Increased Cost of Working

 Cheaper option than Business interruption – will only cover additional costs such as rent on a new property and expenses

Business interruption  - Additional increased cost of working

Comprehensive benefit payments where the insurer will pay increased costs to get your business back trading at the earliest possibility - with costs up to the policy limit.

***Please note that business interruption cover cannot be purchased on its own and would only be included as part of a package policy***